Exchange Cost Estimator

Calculate qualified intermediary fees, escrow costs, title insurance premiums, recording fees, and other closing costs for your 1031 exchange. Colorado does not impose a state-level transfer tax, but recording fees and title insurance premiums still apply.

Cost inputs

Estimate core expenses for a Houston 1031 exchange. Adjust values to match your closing disclosure.

Property value ($)Estimated purchase price of the Houston replacement property.Enter a value above zeroQI fee percentage (%)Typical Houston rates range from 0.5% to 1.5%.Escrow fee ($)Flat fee charged by the escrow or title company.Title insurance rate (%)Texas promulgated rates often range near 0.5%.Harris County recording fees ($)Most filings fall between $275 - $525.

Total estimated exchange costs

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Includes qualified intermediary, escrow, title insurance, and Harris County recording fees.

Qualified intermediary fee

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Covers escrow of exchange proceeds, assignment paperwork, and tracking.

Escrow fee

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Houston escrow providers typically quote a flat transaction fee.

Title insurance

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Texas title premiums are regulated; enter your expected rate above.

Recording fees

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Harris County recording averages $275–$525 depending on page counts.

Note on Texas transfer taxes

Texas does not impose a state real estate transfer tax, but local recording, documentary, and courier fees still apply. Always reconcile these estimates with your preliminary closing statement.

Educational content only. Not tax, legal, or investment advice. Results are estimates only. Consult a qualified intermediary and tax advisor before making decisions. Colorado does not impose a state real estate transfer tax. Recording fees and title insurance premiums still apply.

Exchange Cost Estimator

Cost inputs

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